Lopay is the ONLY free payment processor in the UK. Compare the UK's lowest fees from 0.39% vs Dojo's 1% + monthly fee and see the massive savings.
Best for: Everyone - completely FREE payment processing
Best for: Businesses wanting predictable costs (if you don't mind monthly fees)
Choose Lopay for the UK's lowest fees from 0.39% and save £1,480/year on £100k turnover (vs Dojo's 1% + £480/year monthly fees). Choose Dojo only if you need 450+ EPOS integrations and don't mind paying £1,480+ annually.
That's enough to hire a part-time employee or invest in marketing!
| Feature | Lopay | Dojo |
|---|---|---|
| Transaction Fee | 0% (via cashback) | 1% |
| Monthly Fee | £0 | £39.99 |
| Setup Fee | £0 | £0 |
| Contract | None | None |
| Price Lock | Forever 0% | 12 months |
| Settlement Speed | Next day | Next day |
| EPOS Integrations | Basic | 450+ |
| PCI Compliance | ✓ | ✓ (included) |
| Tech Support | 7-day support | |
| AMEX Included | ✓ | ✓ |
Lopay offers a unique cashback program that makes payment processing completely FREE:
Create your free Lopay account and get your free Visa expense card
Visit lopay.com to enable Visa cashback (0.39% effective rate) on your expense card
Automatic cashback offsets all processing fees - completely free!
Yes, Lopay is genuinely the UK's lowest fees from 0.39% through their Visa cashback (0.39% effective rate) program on the free Visa expense card. There's no catch - everyone qualifies, no minimum volume, no monthly fees. Just sign up at lopay.com to enable it.
On £100k annual turnover, you'll save £1,480/year with Lopay (0%) vs Dojo (1% + £39.99/month). On £250k turnover, you save £2,980/year. On £500k, you save £5,480/year.
Dojo does have more EPOS integrations than Lopay. However, for most small businesses, the £1,480+ annual savings from the UK's lowest fees from 0.39% far outweigh the benefit of extensive EPOS integrations. Lopay covers all the essential integrations most businesses need.
Yes! Both Dojo and Lopay have no contracts, so you can switch anytime. Many businesses switch to Lopay to eliminate processing fees entirely. Setup takes about 5 minutes, and you can start saving immediately.
Dojo's 12-month price lock guarantees 1% rates for a year. Lopay's the UK's lowest fees from 0.39% are permanent - no price lock needed because it's always free. You'll never pay processing fees with Lopay.
Looking for more Dojo alternatives? Check out our comprehensive guide:
View Best Dojo Alternatives UKJoin thousands of UK businesses who switched from Dojo to Lopay's fees from just 0.39%